February 2010
Welcome to the February issue of CAAMP Stats. CAAMP recently released a report on potential rate increases and their impact on mortgage debt levels. To view a copy visit www.caamp.org

Bank of Canada Interest Rate

December 8, 2009	0.25%
January 19, 2010	0.25%*
March 2, 2010	Next meeting date

Source: Bank of Canada
*Bank of Canada statement included reference to hold rate to end of second quarter 2010

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Bank Prime Lending Rate

December 9, 2009	2.25%
January 20, 2010	2.25%
March 3, 2010	Next meeting date

Source: Bank of Canada

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US Federal Reserve Board Discount Rate

December 15, 2009	0.00% – 0.25%
January 27, 2010	0.00% – 0.25%
March 16, 2010	Next meeting date

Source: US Federal Reserve

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Exchange Rate $CDN($US)

December 24, 2009	.9525
January 15, 2010	.9714
January 27, 2010	.9392

Source: Bank of Canada

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Government of Canada Bonds

Bond Type	December 23, 2009	January 13, 2010	January 27, 2010
1 year Treasury Bill	0.66%	0.60%	0.56%
3 year Benchmark Bond Yield	1.82%	1.80%	1.66%
5 year Benchmark Bond Yield	2.70%	2.72%	2.46%
10 year Benchmark Bond Yield	3.57%	3.61%	3.35%

Source: Bank of Canada

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Total New Housing Starts (Seasonable adjusted and annualized)

Province	October 2009	October 2008	November 2009	November 2008	December 2009	December 2008
Newfoundland/Labrador	2,900	3,100	3,200	2,700	4,200	4,000
PEI	1,200	600	1,000	800	1,300	900
Nova Scotia	4,000	4,300	2,800	3,600	2,900	3,000
New Brunswick	3,600	5,000	3,900	3,900	3,600	3,000
Quebec	37,200	48,400	40,400	48,200	51,600	44,000
Ontario	57,600	82,600	53,000	58,300	56,300	66,100
Manitoba	4,200	5,800	4,200	5,900	3,400	6,400
Saskatchewan	3,600	4,900	6,100	5,700	4,500	4,700
Alberta	25,000	24,700	24,800	20,400	27,800	20,000
British Columbia	18,200	32,300	19,200	22,400	22,200	23,100
Canada	157,400	211,800	158,500	172,000	177,800	172,200

Source: CMHC Housing Now – December 2009 and December 2008.
This seasonally adjusted data goes through stages of revision at different times of the year.

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Average MLS resale price for local markets

City	December 2008	December 2009
Halifax	$234,063	$246,380
Saint John	$156,923	$178,037
Quebec	$203,239	$231,235
Montreal	$267,050	$285,356
Ottawa	$272,672	$311,604
Toronto	$361,284	$411,931
Hamilton/Burlington	$240,073	$285,795
Winnipeg	$182,814	$209,963
Saskatoon	$266,411	$291,554
Calgary	$362,557	$394,300
Edmonton	$310,974	$319,201
Vancouver	$560,953	$627,582
Victoria	$444,222	$522,211

Source: Canadian Real Estate Association

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Royal Lepage 2009 Q4 Hourse Price Survey

Detached Bungalows

Market	Q4 2009 Average	Last Quarter Average	Q4 2008 Average	Bungalow % Change
Halifax	239,000	241,000	215,000	10.7%
Charlottetown	160,000	160,000	157,000	1.9%
Moncton	152,300	165,240	150,000	1.5%
Fredericton	182,000	180,000	162,000	12.3%
Saint John	228,000	177,980	225,064	1.3%
St. John's	217,167	215,000	190,050	14.3%
Montreal	248,157	240,045	237,855	4.3%
Ottawa	332,417	328,667	321,333	3.4%
Toronto	446,214	437,929	405,917	9.9%
Winnipeg	241,650	240,875	219,886	9.9%
Regina	273,000	273,000	274,167	-0.4%
Saskatoon	310,500	311,500	300,000	3.5%
Calgary	412,478	401,944	410,333	0.5%
Edmonton	299,286	308,571	301,429	-0.7%
Vancouver	828,750	802,500	743,750	11.4%
Victoria	474,000	465,000	440,000	7.7%
National	315,055	309,328	297,111	6.04%